Pontoonify
Finance solutions
1. Finance lease and sales-leaseback:
Finance lease is an arrangement where the lease company will purchase the Platform selected by the lessee (ship owner) and lend it to the lessee and the lessee will pay a series of instalments for the use of the Platform during the lease period, obtaining ownership of the Platform at the end of this period. In this way, the lease company provides capital support to purchase an "Accommodation Platform".
Sales-leaseback is an arrangement where the lease company will purchase the Platform owned by the seller and immediately lease the property back to the seller for use. This arrangement allows the seller (ship owner) to transfer fixed assets to monetary funds and improve assets utilisation while not affecting the use of the property.
2. Ship financing:
AP provides financing solutions for clients building, purchasing or reselling a new Platform. Based on clients’ capital needs for Platform construction, AP provides capital in instalments during the construction period when clients are not required to pay the principal. Clients pay the principal and interest after the Platform is built and put into operation, thus relieving their capital pressure during construction.
3. Mortgage financing:
AP provides ship owners with mortgage loans secured by new or used ships; ship owners can repay the loans in a flexible way based on their actual operations. This product is in addition to traditional lease finance.
** all depends on the contract duration, terms and conditions and client rating